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AyTool

Philippines Payroll & Contribution Calculators

Free calculators for SSS, PhilHealth, Pag-IBIG, 13th month pay and employee payroll computations — based on official 2026 schedules, verified against government sources.

Ay! May tool para diyan.

2026 Philippine payroll rates at a glance

Rates currently in force, last verified against the official issuance.

  • SSS: 15% of the Monthly Salary Credit (₱5,000–₱35,000): employee 5%, employer 10% plus EC. Rate unchanged since January 2025 under RA 11199. SSS contribution table
  • PhilHealth: 5% of monthly basic salary, floor ₱10,000 and ceiling ₱100,000, shared equally by employee and employer. PhilHealth Advisory 2026-0042. PhilHealth contribution
  • Pag-IBIG: 2% employee + 2% employer on salary up to ₱10,000, so at most ₱200 each per month. HDMF Circular 460. Pag-IBIG contribution
  • Withholding tax: No tax on monthly taxable income up to ₱20,833 (₱250,000 a year); 15% on the excess up to ₱33,333. BIR TRAIN monthly table, 2023 onwards. take-home pay calculator
  • Holiday pay: 200% of the daily rate on a regular holiday, 130% on a special non-working day; 21 declared dates in 2026. DOLE Labor Advisory 12-25. holiday pay calculator
  • 13th month pay: Total basic salary earned in the year ÷ 12, due on or before December 24, tax-exempt up to ₱90,000 together with other benefits. PD 851. 13th month pay calculator

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Why AyTool?

AyTool, an independent Philippine payroll calculator, keeps every rate and table version-controlled against the official source — SSS circulars, PhilHealth advisories, Pag-IBIG (HDMF) circulars, the BIR withholding tax table and DOLE labor advisories. Every result shows the schedule used, its effective date and when we last verified it. We never ask for your SSS/PhilHealth/Pag-IBIG number, password or OTP — calculations run entirely in your browser and your inputs are never stored or transmitted.