About AyTool

AyTool, an independent Philippine payroll calculator, exists to answer one kind of question well: "how much?" — how much SSS is deducted from a ₱20,000 salary, how much 13th month pay a mid-year hire receives, how much take-home pay is left after all the mandatory deductions.

What we do

• Free calculators for SSS, PhilHealth and Pag-IBIG contributions, 13th month pay, take-home pay, holiday pay, night differential, overtime and final pay.
• Every rate comes from the official source — SSS circulars, PhilHealth advisories, HDMF circulars, the BIR withholding table, DOLE labor advisories and Malacañang proclamations — and every page shows the schedule used, its effective date and when we last verified it. See our Methodology and Sources.
• All calculations run entirely in your browser. We never ask for — and cannot see — your salary, your government IDs, or your account credentials.

What we deliberately don't do

• We do not connect to any government system, host exam results, or "check your contributions" — anything that requires your records happens only on the official government portals, and we link you there.
• We never ask for SSS/PhilHealth/Pag-IBIG numbers, passwords, or OTPs. Any site that does while looking like a calculator is one to avoid.

Independence

AyTool is an independent website. It is not affiliated with, operated by, or endorsed by the SSS, PhilHealth, Pag-IBIG Fund, BIR, DOLE, DMW, PRC, or any other Philippine government agency.

Contact

Spotted a wrong number or an outdated rate? Email contact@aytool.com — corrections are treated as the highest-priority work on this site.