How to Get Your Pag-IBIG MID Number Online

Open Virtual Pag-IBIG → Be a Member → Register, enter your name and birth date exactly as on your birth certificate, and choose a route: register with your National ID (name + birth date, then a liveness check), scan your PhilID/ePhilID/eGovPH Digital National ID QR code, or "Click here if you don't have a National ID" and register with your personal information plus a valid ID, proof of income and a selfie. Submit and save your Registration Tracking Number (RTN). Two to three working days later, use Be a Member → Verify MID Number with the RTN, your last name and birth date to get your permanent MID.

The Registration Tracking Number is what the online form gives you immediately; the permanent 12-digit Membership ID (MID) is assigned afterwards. Pag-IBIG: "Once submitted, make sure to save your Registration Tracking Number (RTN) to verify your permanent Membership ID (MID Number) after two (2) to three (3) working days." You can already file a housing loan application online with an RTN.

The registration pages state no fee. The optional Pag-IBIG Loyalty Card Plus costs ₱125, paid at the branch to the Asia United Bank or UnionBank personnel who issue it.

With a National ID: just the PhilID, ePhilID or the eGovPH digital National ID, plus the liveness check. Without one: "Please prepare a valid ID, proof of income, and a selfie photo." Your name and birth date must match your birth certificate. Accepted IDs include the passport, driver's license, PRC ID, NBI or police clearance, postal ID, voter's ID, TIN ID, UMID/SSS card, GSIS e-Card, senior citizen and PWD IDs, OWWA e-Card, seaman's book and company IDs of BSP/SEC/IC-regulated firms.

Three official routes: send a private message to Pag-IBIG's official Facebook page with your verification details; email contactus@pagibigfund.gov.ph to request retrieval; or visit any Pag-IBIG branch with one valid ID. If you have two records, file a Request for Consolidation/Merging of Member's Records at a branch with one valid ID and a photocopy of your SSS employment history.

Fastest with a Loyalty Card Plus (MID, issuing bank, last four card digits, OTP, email, three security questions). Otherwise use "Create and Activate your account online": MID, full name, birth date, mobile number and OTP, email, security questions, mother's maiden name, place of birth, and an upload of your passport or two primary IDs plus a selfie holding them; activation is confirmed by SMS over the following days. OFWs use the separate OFW account creation with their country of assignment.

A membership card that doubles as an ATM/cash card, issued instantly at any branch: submit the application form, pay the ₱125 card fee, and have your photo, fingerprints and signature taken. It gives discounts at Pag-IBIG's partner merchants and is the quickest way to open a Virtual Pag-IBIG account.

Sa Virtual Pag-IBIG → Be a Member → Register. Ilagay ang pangalan at birthday na tugma sa birth certificate, pumili kung National ID (may liveness check), QR code ng PhilID/ePhilID/eGovPH, o personal information kung walang National ID (valid ID, proof of income, selfie). I-save ang RTN; pagkalipas ng 2–3 working days, sa Verify MID Number makukuha ang permanent MID. Walang bayad ang registration; ₱125 lang kung gusto mo ng Loyalty Card Plus.