SSS Sickness Benefit Calculator

Add your 6 highest monthly salary credits in the 12 months before the semester of sickness, divide by 180 for the average daily salary credit, take 90% of it, and multiply by the compensable days (RA 11199, Sec. 14(a)). Example: MSC ₱20,000.00 → ₱666.67 a day → ₱600.00 daily allowance → ₱6,000.00 for 10 days. Each MSC counts only up to ₱20,000.00.

A member with at least 3 posted monthly contributions in the 12 months before the semester of sickness, confined at home or in a hospital for more than 3 days with SSS approval, who has used up all paid sick leave with the employer, and who notified the employer within 5 calendar days of the start of confinement (or SSS directly, if self-employed, voluntary or unemployed). Hospital confinement needs no notification.

Up to 120 days per calendar year, and no more than 240 days for the same illness or injury; unused days do not carry over to the next year (Sec. 14(a)(1)–(2)). The maximum benefit for a full 120 days at the ₱20,000.00 cap is ₱72,000.00.

For employed members the employer advances the allowance every regular payday and SSS reimburses 100% of it, provided the employer notified SSS within 5 days of the employee's notice (Sec. 14(b)–(c)). Self-employed, voluntary and separated members are paid directly by SSS to their enrolled disbursement account.

No. Company or CBA sick leave with full pay must be exhausted first; the SSS benefit starts only after that (Sec. 14(b)). The Labor Code itself grants no paid sick leave — only the five days of service incentive leave — so many workers go straight to the SSS benefit.

Sa ₱15,000 na sahod, ₱15,000.00 ang MSC: ₱500.00 kada araw ang ADSC, ₱450.00 kada araw ang benefit (90%). Kung 7 araw ang confinement, ₱3,150.00 ang matatanggap mo. Kailangang higit sa 3 araw ang confinement at may 3 hulog sa loob ng 12 buwan bago ang semester ng pagkakasakit.