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AyTool

Free Philippine Payroll Calculator Widgets

Any website can embed AyTool's calculators for free: 28 widgets covering take-home pay, SSS, PhilHealth and Pag-IBIG contributions, 13th month pay, overtime, holiday pay, final pay, income tax, SSS benefits and Pag-IBIG loans. Copy one HTML snippet, paste it into your page, and the calculator keeps following the official rates on its own. There is no sign-up and no fee.

They are built for HR and payroll blogs, accounting and bookkeeping firms, cooperatives, OFW community sites, schools and review centers, and public employment service pages: anywhere people ask "how much will I actually get?"

How to embed a calculator

  1. Pick a calculator below and open Get the code.
  2. Paste the snippet into your page's HTML (WordPress: a Custom HTML block; Blogger and most site builders have an equivalent).
  3. Keep the credit line under the iframe. It links to the full page with the formula, sources and FAQs.

Every snippet has the same shape. This one is for the take-home pay calculator:

<iframe src="https://aytool.com/embed/take-home-pay-calculator/" title="Take-Home Pay Calculator Philippines – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
<p><a href="https://aytool.com/take-home-pay-calculator/">Take-Home Pay Calculator Philippines</a> by AyTool</p>

The iframe is 760px tall and at most 720px wide, and it shrinks to fit phone screens. If a calculator's results run longer on your layout, raise the height value; nothing else needs changing.

What the widgets do and don't do

Contribution Calculators

  • SSS Contribution Table 2026

    Full 2026 SSS schedule for Employee, Self-Employed, Voluntary and OFW members, with salary lookup.

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    <iframe src="https://aytool.com/embed/sss-contribution-table/" title="SSS Contribution Table 2026 – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/sss-contribution-table/">SSS Contribution Table 2026</a> by AyTool</p>
  • SSS Contribution Calculator

    Compute your monthly SSS contribution from your salary and member type.

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    <iframe src="https://aytool.com/embed/sss-contribution-calculator/" title="SSS Contribution Calculator – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/sss-contribution-calculator/">SSS Contribution Calculator</a> by AyTool</p>
  • PhilHealth Contribution Calculator & Table

    2026 PhilHealth premium: 5% of monthly basic salary, with employee/employer split.

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    <iframe src="https://aytool.com/embed/philhealth-contribution/" title="PhilHealth Contribution Calculator & Table – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/philhealth-contribution/">PhilHealth Contribution Calculator & Table</a> by AyTool</p>
  • Pag-IBIG Contribution Calculator & Table

    2026 Pag-IBIG (HDMF) monthly savings: rates, ceiling and employer share.

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    <iframe src="https://aytool.com/embed/pagibig-contribution/" title="Pag-IBIG Contribution Calculator & Table – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/pagibig-contribution/">Pag-IBIG Contribution Calculator & Table</a> by AyTool</p>

Pay, Tax, Wage & Separation Calculators

  • Take-Home Pay Calculator

    Net salary after SSS, PhilHealth, Pag-IBIG and withholding tax — full breakdown.

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    <iframe src="https://aytool.com/embed/take-home-pay-calculator/" title="Take-Home Pay Calculator – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/take-home-pay-calculator/">Take-Home Pay Calculator</a> by AyTool</p>
  • Income Tax Calculator (BIR Tax Table 2026)

    Monthly withholding and annual income tax under the TRAIN rates, the BIR monthly to daily tables, the ₱90,000 bonus exemption and the year-end adjustment.

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    Get the code
    <iframe src="https://aytool.com/embed/income-tax-calculator/" title="Income Tax Calculator (BIR Tax Table 2026) – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/income-tax-calculator/">Income Tax Calculator (BIR Tax Table 2026)</a> by AyTool</p>
  • Freelancer Tax Calculator (8% vs Graduated)

    Compare the 8% income tax option with graduated rates plus 3% percentage tax — for freelancers, professionals and employees with a side business.

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    <iframe src="https://aytool.com/embed/freelancer-tax-calculator/" title="Freelancer Tax Calculator (8% vs Graduated) – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/freelancer-tax-calculator/">Freelancer Tax Calculator (8% vs Graduated)</a> by AyTool</p>
  • Salary Grade Table (Government, EO 64)

    Government salary grades 1–33, Steps 1–8, under EO No. 64 — this year and next year — with net pay after GSIS, PhilHealth, Pag-IBIG and tax, PERA and bonuses.

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    <iframe src="https://aytool.com/embed/salary-grade-table/" title="Salary Grade Table (Government, EO 64) – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/salary-grade-table/">Salary Grade Table (Government, EO 64)</a> by AyTool</p>
  • Minimum Wage Philippines 2026

    Current daily minimum wage in all 17 regions from the latest wage orders, the NCR ₱695 → ₱755 update, monthly equivalents and exemptions.

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    <iframe src="https://aytool.com/embed/minimum-wage-philippines/" title="Minimum Wage Philippines 2026 – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/minimum-wage-philippines/">Minimum Wage Philippines 2026</a> by AyTool</p>
  • Daily Rate & Hourly Rate Calculator

    Monthly ↔ daily ↔ hourly with the DOLE factors 365, 313, 261 and 395, plus overtime and night-shift hourly rates.

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    <iframe src="https://aytool.com/embed/daily-rate-calculator/" title="Daily Rate & Hourly Rate Calculator – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/daily-rate-calculator/">Daily Rate & Hourly Rate Calculator</a> by AyTool</p>
  • 13th Month Pay Calculator

    Compute your 13th month pay — simple mode or exact month-by-month mode.

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    <iframe src="https://aytool.com/embed/13th-month-pay-calculator/" title="13th Month Pay Calculator – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/13th-month-pay-calculator/">13th Month Pay Calculator</a> by AyTool</p>
  • Overtime Pay Calculator

    Overtime rates for ordinary days, rest days, special days and regular holidays.

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    <iframe src="https://aytool.com/embed/overtime-pay-calculator/" title="Overtime Pay Calculator – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/overtime-pay-calculator/">Overtime Pay Calculator</a> by AyTool</p>
  • Holiday Pay Calculator

    Regular holiday and special day pay rules, with the 2026 Philippine holiday calendar.

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    <iframe src="https://aytool.com/embed/holiday-pay-calculator/" title="Holiday Pay Calculator – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/holiday-pay-calculator/">Holiday Pay Calculator</a> by AyTool</p>
  • Night Differential Calculator

    10% night shift differential for work between 10 PM and 6 AM.

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    <iframe src="https://aytool.com/embed/night-differential-calculator/" title="Night Differential Calculator – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/night-differential-calculator/">Night Differential Calculator</a> by AyTool</p>
  • Service Incentive Leave (SIL) Calculator

    Cash value of unused service incentive leave (5 days a year) on resignation or at year-end, plus maternity, paternity, solo parent, VAWC and special leave rules.

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    <iframe src="https://aytool.com/embed/service-incentive-leave-calculator/" title="Service Incentive Leave (SIL) Calculator – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/service-incentive-leave-calculator/">Service Incentive Leave (SIL) Calculator</a> by AyTool</p>
  • Final Pay / Back Pay Calculator

    Estimate your final pay (back pay): unpaid salary, leave conversion, pro-rated 13th month and more.

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    <iframe src="https://aytool.com/embed/final-pay-calculator/" title="Final Pay / Back Pay Calculator – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/final-pay-calculator/">Final Pay / Back Pay Calculator</a> by AyTool</p>
  • Separation Pay Calculator

    One month or half a month per year of service by authorized cause, never below one month — Labor Code Arts. 298–299.

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    <iframe src="https://aytool.com/embed/separation-pay-calculator/" title="Separation Pay Calculator – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/separation-pay-calculator/">Separation Pay Calculator</a> by AyTool</p>
  • Retirement Pay Calculator (RA 7641)

    Minimum retirement pay: daily rate × 22.5 days × years of service, ages 60–65 with five years’ service.

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    <iframe src="https://aytool.com/embed/retirement-pay-calculator/" title="Retirement Pay Calculator (RA 7641) – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/retirement-pay-calculator/">Retirement Pay Calculator (RA 7641)</a> by AyTool</p>

SSS & Pag-IBIG Benefits, Loans & Savings

  • SSS Pension Calculator

    Estimate your monthly SSS retirement pension from your AMSC and credited years — the RA 11199 formula, 13th-month pension and dependents.

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    <iframe src="https://aytool.com/embed/sss-pension-calculator/" title="SSS Pension Calculator – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/sss-pension-calculator/">SSS Pension Calculator</a> by AyTool</p>
  • SSS Maternity Benefit Calculator

    Compute the 105-day SSS maternity benefit from your six highest MSCs, plus solo-parent and miscarriage cases and the employer salary differential.

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    <iframe src="https://aytool.com/embed/sss-maternity-benefit-calculator/" title="SSS Maternity Benefit Calculator – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/sss-maternity-benefit-calculator/">SSS Maternity Benefit Calculator</a> by AyTool</p>
  • SSS Sickness Benefit Calculator

    90% of your average daily salary credit per day of confinement, up to 120 days a year — with the RA 11199 conditions.

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    <iframe src="https://aytool.com/embed/sss-sickness-benefit-calculator/" title="SSS Sickness Benefit Calculator – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/sss-sickness-benefit-calculator/">SSS Sickness Benefit Calculator</a> by AyTool</p>
  • SSS Unemployment Benefit Calculator

    50% of your average monthly salary credit for two months after involuntary separation — eligibility and documents.

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    <iframe src="https://aytool.com/embed/sss-unemployment-benefit-calculator/" title="SSS Unemployment Benefit Calculator – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/sss-unemployment-benefit-calculator/">SSS Unemployment Benefit Calculator</a> by AyTool</p>
  • SSS Salary Loan Calculator

    One-month or two-month loanable amount, service fee, 10% interest and the 24-month amortization of an SSS salary loan.

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    <iframe src="https://aytool.com/embed/sss-salary-loan-calculator/" title="SSS Salary Loan Calculator – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/sss-salary-loan-calculator/">SSS Salary Loan Calculator</a> by AyTool</p>
  • Pag-IBIG Salary Loan Calculator (MPL & Calamity)

    Loanable amount (90% of your savings), monthly amortization and total interest of a Pag-IBIG Multi-Purpose or Calamity Loan, 12 to 36 months.

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    <iframe src="https://aytool.com/embed/pagibig-salary-loan-calculator/" title="Pag-IBIG Salary Loan Calculator (MPL & Calamity) – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/pagibig-salary-loan-calculator/">Pag-IBIG Salary Loan Calculator (MPL & Calamity)</a> by AyTool</p>
  • Pag-IBIG MP2 Calculator

    Project your MP2 savings after 5 years with the official dividend rates (7.12% for 2025), monthly or lump sum, compounded or annual payout.

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    <iframe src="https://aytool.com/embed/pagibig-mp2-calculator/" title="Pag-IBIG MP2 Calculator – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/pagibig-mp2-calculator/">Pag-IBIG MP2 Calculator</a> by AyTool</p>
  • Pag-IBIG Housing Loan Calculator

    Monthly amortization at the 2026 rates — 4.5% promo, 6.5%–9.75% regular, 3% Affordable Housing — for loans up to ₱10M.

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    <iframe src="https://aytool.com/embed/pagibig-housing-loan-calculator/" title="Pag-IBIG Housing Loan Calculator – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/pagibig-housing-loan-calculator/">Pag-IBIG Housing Loan Calculator</a> by AyTool</p>

Government IDs, Discounts, Holidays & OFW Guides

  • Senior Citizen & PWD Discount Calculator

    The 20% discount and VAT exemption the way BIR computes it — VAT off first, then 20% — for senior citizens (RA 9994) and PWDs (RA 10754).

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    <iframe src="https://aytool.com/embed/senior-citizen-discount-calculator/" title="Senior Citizen & PWD Discount Calculator – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/senior-citizen-discount-calculator/">Senior Citizen & PWD Discount Calculator</a> by AyTool</p>
  • OEC Exemption Guide

    Check in five questions whether you qualify for an OEC exemption, and how to get it through official DMW channels.

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    <iframe src="https://aytool.com/embed/oec-exemption/" title="OEC Exemption Guide – AyTool" width="100%" height="760" style="max-width:720px;border:0" loading="lazy"></iframe>
    <p><a href="https://aytool.com/oec-exemption/">OEC Exemption Guide</a> by AyTool</p>

Questions

Is it really free? Do I need an account?

Yes, and no. Paste the snippet and it works. We only ask that the credit line stays.

Can I change the colors or the size?

You can change the width and height on the iframe. The inside of the widget keeps AyTool's styling so that results read the same everywhere.

What if a government rate changes?

Nothing to do on your side. Each widget shows the schedule it follows and its effective date, and we update the rules when the agency publishes a new circular.

Something looks wrong, or you need a calculator that isn't here?

Email contact@aytool.com. Corrections are our highest-priority work.